VA loans are home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home to get cash out or a lower monthly payment through the VA Interest Rate Reduction Refinancing Loan (IRRRL).
As an approved lender for the VA Home Loan Guarantee Program, Vista Home Loans can offer service members, veterans, and eligible surviving spouses favorable terms on all types of home mortgage products.